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Understanding gifting out of income – how regular gifts could help reduce Inheritance Tax

With changes to IHT on pensions incoming, many families are choosing to review their estate planning and consider the options available for passing on wealth during their lifetime. One often-overlooked opportunity is the 'gifts out of surplus income' exemption
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News in Review

In this week’s news - UK annual house prices halved in September as ongoing economic uncertainty weighs, mortgage rates have come under renewed pressure as lenders had been increasing mortgage rates amid rising swap rates and inflationary concerns, Q2 GDP revised up and 82% of businesses expect regional economic growth in the next 3 years
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Budget 2026 – planning ahead, not predicting

The Budget is on the horizon, what will Chancellor John Healey announce in his first Budget on 28 October? Look beyond the headlines, don’t get swept away with pre-Budget speculation
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A more cautious housing market

As we move into autumn, the UK housing market remains relatively subdued with house prices showing little movement – what lies ahead?
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Economic Review – September 2026

September’s Economic Review covers the decision to hold interest rates, a slight upgrade to the global economic outlook for 2026, the surge in government borrowing in August and UK consumer confidence reaching a two-year high
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News in Review

In this week’s news – the Prime Minister’s highly anticipated keynote speech delivers news on the triple lock, the latest OECD Economic Outlook, IMF issues a warning to the UK and US
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